In order to retain a strong workforce and sustain vibrant community living, the City of Bend supports middle income housing.

In order to retain a strong workforce and sustain vibrant community living, the City of Bend supports middle-income housing. Middle-income is typically defined as household incomes between 80% and 120% Area Median Income, also known as AMI. Oftentimes traditional affordable housing resources and incentives assist households at or below 80% AMI. The Middle Income Housing program seeks to bridge the gap in assistance, between what traditional affordable housing resources make affordable and that of the market rate.

In addition to income-qualified incentives for housing, we also want to support and incentivize what's often referred to as "Missing Middle" Housing. With an emphasis over the years on the traditional detached single family dwelling production or large apartments, housing types such as cottage clusters, fourplexes, triplexes, duplexes, and accessory dwelling units (ADUs) have largely gone underproduced. These housing types often meet the middle income affordability by nature of their design and shared infrastructure. 

I'm a developer and  I want to build Middle Housing

I want to build an ADU

Developer Resources

City has several resources for developers. Some include:

Middle Income Tax Incentives

• MUPTE
• Middle Income Tax Exemption (coming soon)

Other tools

• System Development Charges Loans and Deferrals 
• Middle Housing Development
• Expedited Review and Permitting

Accessory Dwelling Units

• ADU Resource Hub at the City of Bend Online Permit Center Accessory Dwelling Unit (ADU) Resource Hub | City of Bend (bendoregon.gov) 
• Pre-approved ADU plan program
• Building Code Separation Requirements: ADU/Duplex conversions
• Land Use/Planning: Accessory Dwelling Unit quick reference guide